Terms and Conditions

1. Introduction

Welcome to Asset Pro! Asset Pro is a web and mobile application that leverages AI to analyze users' insurance policy documents and assets to provide recommendations and summaries. Asset Pro is designed to assist users in understanding their insurance policies and related financial matters, but it does not replace the expertise of a licensed insurance broker. By using our services, you agree to these Terms and Conditions ("Terms"). Please read them carefully.

2. Acceptance of Terms

By accessing or using Asset Pro, you confirm that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use Asset Pro.

3. Eligibility

You must be at least 18 years old to use Asset Pro. By using the service, you represent and warrant that you meet this requirement.

4. Services Provided

Asset Pro provides AI-driven insights and summaries based on insurance policy documents and asset information uploaded by users. However, Asset Pro does not provide financial, legal, or insurance advice and should not be relied upon as a substitute for professional consultation.

5. User Responsibilities

• You are responsible for ensuring that any information you provide to Asset Pro is accurate and complete.
• You must not use Asset Pro for unlawful or fraudulent purposes.
• You acknowledge that recommendations generated by Asset Pro are based on AI algorithms and should not be considered legally binding or a substitute for professional advice.

6. Privacy and Data Protection

Your privacy is important to us. Our Privacy Policy, which explains how we collect, use, and protect your data, is incorporated into these Terms. By using Asset Pro, you consent to our data practices as described in the Privacy Policy.

7. Intellectual Property

All content, software, and technology used in Asset Pro, including AI models, trademarks, and branding, are the intellectual property of Asset Pro or its licensors. You may not copy, modify, distribute, or use any part of Asset Pro without our prior written consent.

8. Limitations of Liability

• Asset Pro provides information "as is" and makes no warranties regarding the accuracy, reliability, or completeness of its AI-generated recommendations.
• Asset Pro is not responsible for any decisions made based on its outputs, including but not limited to financial losses, policy changes, or claims issues.
• To the maximum extent permitted by law, Asset Pro and its affiliates will not be liable for any indirect, incidental, or consequential damages arising from your use of the service.

9. Third-Party Services

Asset Pro may contain links to third-party websites or services. We do not endorse or take responsibility for any content, policies, or practices of third-party providers.

10. Modifications to Terms

We reserve the right to update these Terms at any time. If we make significant changes, we will notify users via email or in-app notifications. Your continued use of Asset Pro after such changes constitutes acceptance of the new Terms.

11. Termination

We may suspend or terminate your access to Asset Pro if you violate these Terms or engage in conduct that we deem harmful to our platform or users. We also reserve the right to discontinue the service at any time without prior notice.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of Colorado. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in Colorado.

13. Contact Information

If you have any questions about these Terms, please contact us at support@assetpro.co.